Checking the Bajaj Finserv EMI Card statement is necessary to keep a tab on your present liabilities with the financial institution. The statement contains real-time information about the amount you have utilised through your card, including the paid and outstanding debt amount. This is why you can make an informed financial plan about repayment after examining the statement properly.
Steps to Download Bajaj Finserv EMI Card Statement
Here are the steps you need to undergo to get your EMI card statement through the customer care portal of Bajaj Finserv – My Account:
Step 1: Visit Bajaj Finserv’s customer care portal
Step 2: Complete your Bajaj Finserv EMI card login process using your credentials, including user ID and password
Step 3: Click on ‘Services’
Step 4: Tap on the ‘View Details’ option
Step 5: Click on the header for the e-statement
After this, you will be able to view and download the statement of your Bajaj Finserv EMI Network Card.
Alternatively, you can also get your e-statement of EMI card through Bajaj Finserv mobile app. For this, you need to follow the steps mentioned below:
Step 1: Download the Bajaj Finserv mobile application
Step 2: Log in to your user account using your mobile number and password
Step 3: Navigate to the section for consumer durables
Step 4: Tap on “View Details”
Step 5: Chose the “E-statement” option
Upon completing these steps, you will be able to view your Bajaj Finserv EMI Statement on the mobile application.
Procedure to Log in to the Bajaj Finserv EMI Card Portal
Following is the step-by-step process to undergo the Bajaj Finserv EMI Card login procedure:
Step 1: Visit the official customer care portal of Bajaj Finserv
Step 2: Provide your mobile number and date of birth on the respective boxes
Step 3: Click on ‘Get OTP’
Step 4: Submit the OTP received on your registered mobile number
Upon completing these steps, you will successfully complete the Bajaj Finserv EMI Card login process.
After you know the steps to download the EMI card statement, you should also be aware of the things you can check from this record.
Details Mentioned in Your Bajaj Finserv EMI Card Statement
You can see the following information from the statement of your EMI card:
- Outstanding loan amount
- Payment status
- Total paid interest
- Remaining tenure
- Schedule of repayment
Advantages of Bajaj Finserv EMI Card Statement
You can avail the following benefits by keeping a tab on your EMI statement:
- Getting a clear picture of debt
The EMI statement gives you a consolidated picture of the debt. It can significantly help you develop a proper plan so that the repayment becomes stress-free.
- Tracking transactions towards repayment
You can also see your real-time EMI payment status through this record. This helps you confirm whether the payments were successful.
- Making decisions about prepayment
EMI foreclosure helps you reduce the amount you pay towards interest to some extent. From this statement, you will be able to understand the outstanding interest component. This data becomes necessary while measuring the interest amount you can save by availing this facility.
Furthermore, if you have a Bajaj Finserv EMI Card and use it frequently for your purchase, you also may need to check its balance from time to time.
Procedures to Check the Balance of Bajaj Finserv EMI Card
Here is a stepwise guide you need to follow to check the current balance of your Bajaj Finserv EMI Network Card from My Account portal:
Step 1: Visit ‘My Account’ customer care portal of Bajaj Finserv and log in to it
Step 2: Navigate to the ‘My Relationship’ section
Step 3: Click on ‘EMI Network Card’
After these steps, you need to scroll down to see the balance of your Bajaj Finserv EMI Network Card.
You can also check this balance via SMS by following the simple steps mentioned below:
Step 1: Type ‘EMICARD’ as a new message
Step 2: Set 92275 64444 as a recipient
Step 3: Proceed with sending this message
After this, you will get the balance of your Bajaj Finserv EMI Network Card on your mobile number as an SMS.
Alternatively, you can also leverage the Bajaj Finserv Mobile app to check the balance. For this, you need to follow these two simple steps mentioned below:
Step 1: Log in to your user account
Step 2: Tap on ‘EMI’
Step 3: Go to the EMI Network Card section
Upon completing these simple steps, you will get various details of your card, including the current balance. To conclude, you can easily check Bajaj Finserv EMI Card statements by following some simple steps on the financial institution’s customer care portal and mobile app. Moreover, being a completely online process, you can view this record anytime and anywhere.