Medical care provided through digital technologies is widely known as digital health. It has drastically changed the face of the healthcare industry by eliminating many of the challenges encountered by traditional medical care systems such as scarcity of trained medical staff, low patient engagement, and lack of quality care.
When understanding what is digital health, it is also essential to know that the service facility utilizes a wide range of technologies such as computer and mobile software, electronic health records, gadgets, and other sensory devices for disease prevention and diagnosis. Such devices are also used to monitor patient care from remote locations.
Individuals can now easily avail of treatment through digital health with the aid of financial tools like the Bajaj Finserv Digital Health EMI Network Card.
Before doing so, however, one should gain a proper understanding of what is digital health by taking a better look at its essential aspects of contribution.
Essential Aspects of Digital Health
● Reduces time –
Earlier, to avail of medical care, patients were either required to make an appointment with their doctors or visit them during designated clinic hours. It was often followed by long hours of waiting. Thus, the process of availing medical consultation in the traditional system was very time-consuming.
However, with digital health technology such as mobile applications and video calls, patients can quickly get in touch with doctors via the internet without waiting for long hours.
● Remote medical care –
Digital health has made it possible to avail medical care, even when the distance between the patient and doctor is considerable.
For instance, an individual living in one city can quickly consult a medical specialist residing in another city through technology like video call and mobile software.
Patients who cannot travel due to critical health conditions can also receive medical care and round the clock monitoring from the comfort of their house, thus expanding the scope of what is digital health as well as its benefits.
Furthermore, in India, digital health can play a significant role in reducing the difference between the quality of health care available in urban and rural areas.
An individual living in a rural area where there are no quality health care facilities can get the same through digital health technology like telemedicine.
● Improves patient engagement –
It was seen that patients who took a more pro-active role in their health care by strictly adhering to the treatment, improving their lifestyle, monitoring, and educating themselves, experienced a much better quality of life compared to those who did not.
Digital health tools allow patients to stay connected with their care provider, access their medical records online through the hospitals or clinic’s web portal, and make appointments whenever necessary, which facilitates improved patient engagement.
Patients can also gain a better understanding of their health status by keeping track of their vitals through wearable gadgets.
Furthermore, tools like wearable gadgets, monitoring devices, etc. allow physicians to regulate their patients round the clock and gain real-time data which enables them to diagnose quickly and frame a treatment plan.
Round the clock monitoring will also help physicians identify any warning signs quickly and deliver immediate medical care.
Nevertheless, the understanding of what is digital health is relatively new in India and is yet to be adopted at several public health care facilities which still follow the traditional system.
Digital health can be availed at medical facilities such as super-specialty hospitals, clinics, and diagnostic centers. However, opting for digital health care from these places can be quite expensive and may create a financial strain.
As far as financing is concerned, the presence of funding tools like health cards ensures that patients do not need to worry about what is digital health cost.
Features of Health Card
Individuals can consider opting for payment tools like the Bajaj Finserv Digital Health EMI Network Card for quick financing of any medical emergency.
Some other features of this card include –
● Coverage for all family members – Financial assistance available under digital health care extends to not only the cardholder but to his or her family members as well.
The funding value amounting up to Rs.4 lakh can thus be used for the treatment of children, spouses, parents, and children for over 800 medical conditions.
● Flexible tenure – One can easily pay off the utilized amount on his/her health card by converting it into affordable EMIs. Cardholders can also opt for a tenure of up to 24 months according to their convenience.
● Affordable joining fee – Existing customers can easily opt for a Health EMI Network Card by making a one-time payment of Rs 707.
● No paperwork – Since only existing customers can avail of this facility, they do not need to provide any additional documentation.
Further, the card can also be used to pay for medical expenses or generic medicine, or any other healthcare assistance. Such payment would be acceptable across more than 5,500 partner facilities located at 1,000 plus Indian cities.
Thus, the health card is a handy financial tool that can be used to meet expenses for emergency medical treatment from partner hospitals or diagnostic centers.
Individuals can apply for the health card in a few simple steps and receive instant approval for medical bills payment, be it for digital health care or otherwise.